Flyhomes AI

Flyhomes is a real estate fintech platform focused on letting people buy a new home before selling their current one, removing the need for a contingent offer. Its core offerings, marketed under the DREAM name, include several distinct programs: DTI Buster, which lowers a borrower's debt-to-income ratio so they can qualify to carry two mortgages at once; Retire & Downsize, which helps older homeowners downsize using their existing equity, often without taking on a new long-term mortgage; Equity for Down Payment, which unlocks equity from a current home before it sells so it can be used toward a down payment and closing costs; and All-Cash Advantage, which lets buyers make cash-like offers with closings possible in as little as 10 days. A related program can finance up to 105% of a homeowner's current home value. Rather than selling directly only to individual buyers, Flyhomes distributes these products through a network of partner loan officers, real estate agents, and builders, and reports having served more than 12,000 homebuyers through partnerships with over 85,000 loan officers and agents. Flyhomes Mortgage, LLC (NMLS #1733272) is the licensed lending subsidiary. Pricing is based on loan amount rather than home value; exact fees are not published and require a request for a quote.