FinanceOps

FinanceOps, Inc. is an AI-powered platform for automating debt collection and receivables recovery. Its Autopilot module runs collection outreach without human intervention, while a separate Copilot module gives human collection agents real-time insights, coaching, and automation support rather than replacing them outright. The platform includes a strategy builder that lets users set their own compliance rules, pre-send compliance screening against federal and state regulations, and affordability-based payment plan generation. Communication runs across SMS, email, voice, chat, and self-serve portals, with a full audit trail logged for every interaction, and the company states its systems are GDPR, SOC 2, PCI DSS, and HIPAA compliant. FinanceOps is built for banks, credit unions, healthcare providers, consumer lenders, fintechs, utilities, municipalities, and subscription billing companies handling high-volume receivables. Pricing is usage-based: the company charges 1.5% of amounts recovered, with no upfront costs or subscription fees, and offers the first 10,000 accounts free. The company is based in Austin, Texas, though a founding year is not disclosed, and reported recovery-rate improvements come from the company's own case studies rather than independent audits.